Debt Payoff Finance Tracker Excel Spreadsheet, Savings Goal Planner Digital Download, Snowball Avalanche Payoff

Crush your debt and hit your savings goals with this all-in-one Debt Payoff & Savings Goal Tracker! Whether you're using the snowball or avalanche method, this spreadsheet gives you a clear, automated view of every debt and every goal in one place.

What's included:

Dashboard tab with automatic totals — total debt remaining, total paid off, total saved — plus built-in charts

Debt Overview tab: track debt name, type, original & current balance, interest rate, minimum + extra payment, payoff priority, and estimated months to payoff (calculates automatically)

Debt Payment Log to record every payment as proof of progress

Savings Goals tab: track target amount, target date, starting balance, and current saved (updates automatically)

Savings Contribution Log to log every deposit toward your goals

Simple color-coded system (blue = editable, black = formulas, gold = totals)

Built-in dropdowns for fast, error-free logging

Compatible with Excel and Google Sheets. Instant digital download — no physical item will ship. Ideal for anyone working a debt snowball or avalanche plan, building an emergency fund, or saving toward a specific goal while paying down debt.

📄 License & Terms:
This purchase is for a single-user, personal-use license. You may use and edit this spreadsheet for your own personal finances. You may NOT resell, redistribute, share, or repost this file (or the underlying template) in whole or in part, whether for free or for sale, in original or modified form. This file remains the intellectual property of SimplyGo2Deb.

No refunds on digital downloads once the file has been delivered/accessed. Full license details are included inside the file.